Atos Victims Group http://atosvictimsgroup.co.uk/ Thu, 28 Jul 2022 06:55:40 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://atosvictimsgroup.co.uk/wp-content/uploads/2021/05/default1.png Atos Victims Group http://atosvictimsgroup.co.uk/ 32 32 APP Fraud – A little more conversation https://atosvictimsgroup.co.uk/app-fraud-a-little-more-conversation/ Thu, 28 Jul 2022 06:55:40 +0000 https://atosvictimsgroup.co.uk/app-fraud-a-little-more-conversation/ In recent years, “authorized push payment” (APP) fraud, in which a payer is tricked or defrauded into authorizing a payment to a criminal, has increased in both value and volume, with many people suffering financial harm. and important emotional. In the UK, if a payment has not been authorized by the payer, the Payment Services […]]]>

In recent years, “authorized push payment” (APP) fraud, in which a payer is tricked or defrauded into authorizing a payment to a criminal, has increased in both value and volume, with many people suffering financial harm. and important emotional.

In the UK, if a payment has not been authorized by the payer, the Payment Services Regulations 2017 (PSR) provide legal protection for consumers against fraud. However, where a customer has authorized a payment in accordance with the terms of their agreement with their account provider, the PSRs state that the customer is responsible for that payment. This is the case even if they accidentally typed the wrong beneficiary account details or were tricked into making the payment to a fraudster.

The judiciary and the legislature have recently looked into the liability of banks when people fall victim to authorized push payment scams.

What is the government proposing to do about APP fraud?

HM Treasury is pushing forward proposals that will force customers to be reimbursed for APP fraud losses. This was announced in the Queen’s Speech at the official opening of Parliament in May 2022. The intention is to use the Financial Services and Markets Bill to amend PSRs. The PSRs provide that when a payment is executed in accordance with the unique identifier (eg account number and sort code) provided by the customer, a payment service provider has correctly executed the payment.

The government amendment will clarify that this regulatory provision does not affect the ability of the payment systems regulator (PSR) to use its existing regulatory powers in relation to APP fraud. This will allow PSR to establish an accountability framework for APP fraud using its existing powers and ultimately improve reimbursement outcomes for victims.

To bring this change into effect, HM Treasury intends to require the PSR to publish a draft regulatory requirement for consultation within two months of the provisions coming into force, and to impose a regulatory requirement within six months following the entry into force of the provisions.

The authors expect the consultation with further details in the fall of 2022.

What do the courts do?

The courts’ approach to APP fraud also appears to be changing. The recent judgment of the Court of Appeal in the case Phillip vs Barclays the case has the potential to significantly expand the liability of payment service providers for APP fraud.

The plaintiff in this case – Mrs Philipp, who together with her husband had been duped by fraudsters out of her savings – alleged that the bank had breached the Quincecare obligation, i.e. the obligation for a bank to fail to pay when it suspects the payment instruction is an attempt to embezzle the customer’s funds.

The High Court quashed the claim on the grounds that Quincecare had no app for authorized payments, including APP fraud. The Court of Appeal, however, disagreed, finding that there is no reason in principle why a bank cannot be held liable for authorized payments where it suspects that the customer is the victim of fraud. ‘a scam. The case will now go to trial (or to the Supreme Court). If the reasoning of the Court of Appeal is followed, this will represent a very significant extension of the liability of payment service providers for APP fraud.

The more recent case of Federal Republic of Nigeria v JPMorgan does, however, offer some comfort to banks, reminding them that Philipp does not (yet) establish conclusively that a duty of care arises in APP fraud, and that the Quincecare duty is a very factual and limited duty.

Policy Behind Existing UK APP Fraud Protection Measures

In the UK, customers have long been protected against losses resulting from unauthorized transactions. In general terms, the rationale behind this is that payment service providers, such as banks, bear the loss of this activity because they have the greatest ability to help prevent such crimes. For example, payment service providers determine the payment methods available with a particular account (for example, a payment card or the use of an online banking portal). Payment service providers are also well placed to have anti-fraud measures in place to help prevent unauthorized transactions. For example, by implementing identity verification processes (such as SCA) and investing in advanced security systems and developing fraud detection tools.

From a social policy perspective, it also makes sense to demand that those with the richest pockets and the best means of recovering fraudsters’ funds bear the risk. After all, banks are arguably best placed to address this. Banks are also often in the best position to trace and recover funds.

It is this ideology that has largely steered us towards the current position that sees payment service providers, in particular a payer’s payment service provider, being held responsible for putting in place some kind of policing insurance to protect users of their products against authorized push payment fraud. Arguably, in many cases, these payment service providers are also in the best position to prevent such fraud by using real-time transaction analysis and, as the beneficiary bank, ensuring that customers are genuine. , conduct transaction monitoring to identify suspicious payment patterns.

Therefore, the argument is that while the payment service provider can help prevent such APP fraud, it should expect to bear the risk of such losses when such fraud continues to occur.

What can the financial services industry do against APP fraud?

Financial institutions should consider implementing measures to prevent fraud related to unauthorized and authorized payments. Such measures would also help reduce liability exposure. These could include:

(a) work with government and law enforcement to deter and disrupt criminals and better track, freeze and return stolen funds; (b) work with Pay.UK to put in place information sharing processes that allow banks to share data to better detect and prevent financial crime; (c) the introduction of Banking Protocol – a revolutionary rapid response system through which branch staff can alert police and trading standards of suspected fraud; (d) work with the government to make possible legislative changes to account opening procedures to help the industry act more proactively on suspected fraud and prevent criminals from gaining access to financial systems ; and (e) exploring new ways to track stolen funds moved between multiple bank accounts.

Disclaimer – This is not just a problem for the financial services industry

In the authors’ opinion, more needs to be done to prevent these types of frauds from happening in the first place. The idea that this is a problem for the financial services industry alone, however, is entirely misguided for a number of reasons:

  • First, the role of a payer’s payment service provider in securing their customer’s loss to certain types of APP fraud (such as romance scams) is less clear. It is less clear how a payment service provider could know that a customer has been convinced to make a payment to a fraudster under false pretences; where they thought that person needed help when in fact that person didn’t.
  • Second, most APP fraud is due to some form of social engineering. The instigation of this activity often takes place outside the banking system. For example, using tactics such as fraudulent phone calls, text messages and emails, as well as fake websites and social media posts, criminals seek to trick people into handing over personal details. and passwords, or personal information. This information is then used to target victims and convince them to authorize payments. Therefore, there is a growing belief that other sectors, such as social media platforms and telecom providers, could do more to help combat fraud.

Help from other sectors

Rightly, regulators tend to want to see victims of APP fraud reimbursed, but the proposals so far place the blame squarely on the banks.

It is encouraging that we are starting to see regulatory activity demanding that other sectors do more to help tackle this fraud, for example, through proposed amendments to the Online Harms Bill. However, they are unlikely to go far enough, and they are still not enough to compel companies in these other sectors to play a role in compensating victims as well.

This article first appeared in Thomson Reuters Regulatory Intelligence on July 7, 2022

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Equifax plans to increase its fraud prevention capabilities with the acquisition of Midigator https://atosvictimsgroup.co.uk/equifax-plans-to-increase-its-fraud-prevention-capabilities-with-the-acquisition-of-midigator/ Wed, 27 Jul 2022 17:00:40 +0000 https://atosvictimsgroup.co.uk/equifax-plans-to-increase-its-fraud-prevention-capabilities-with-the-acquisition-of-midigator/ Equifax has announced its intention to acquire payment dispute expert Midigator for an undisclosed amount. A provider of post-transaction fraud mitigation solutions, Midigator offers a multi-layered approach to preventing chargebacks. The acquisition, which will see Midigator become part of Equifax’s USIS business unit, is expected to strengthen the company’s foothold in the digital identity and […]]]>

Equifax has announced its intention to acquire payment dispute expert Midigator for an undisclosed amount.

A provider of post-transaction fraud mitigation solutions, Midigator offers a multi-layered approach to preventing chargebacks.

The acquisition, which will see Midigator become part of Equifax’s USIS business unit, is expected to strengthen the company’s foothold in the digital identity and fraud prevention solutions market.

Notably, Midigator’s automated, data-driven technology platform streamlines the dispute response process, in addition to providing real-time insight into the underlying reasons for chargebacks.

The platform will complement Equifax’s global AI-powered Kount Identity Trust Network, which connects trust and fraud data signals from various digital interactions occurring from various devices in different countries and territories. .

“The acquisition of Midigator will further expand our digital identity network for current and potential customers while enabling new forms of online commerce engagement,” said Sid Singh, president of United States Information Solutions. (USIS) at Equifax.

“We are seeing strong demand from customers and partners for digital identity and fraud prevention solutions that encompass the entire customer journey, particularly around the desire to mitigate and manage issues. post trade.”

“Many organizations are in markets that were not prone to friendly fraud before. Now they are. By combining our pre-authorization and preventative protection capabilities of Kount with the complementary intelligent post-authorization and automated chargeback technologies of Midigator, we will be able to deliver a complete solution that enhances the customer experience while helping businesses protect and recover their income,” Singh added.

The agreement to acquire Equifax-Midigator is expected to close during the third quarter of the current fiscal year.

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Next Big Thing of the Financial Crime and Fraud Management Solutions Market: Major Giants Fiserv, SAS Institute, Capgemini https://atosvictimsgroup.co.uk/next-big-thing-of-the-financial-crime-and-fraud-management-solutions-market-major-giants-fiserv-sas-institute-capgemini/ Wed, 27 Jul 2022 14:02:31 +0000 https://atosvictimsgroup.co.uk/next-big-thing-of-the-financial-crime-and-fraud-management-solutions-market-major-giants-fiserv-sas-institute-capgemini/ This press release was originally distributed by SBWire New Jersey, NJ – (SBWIRE) – 07/27/2022 – The latest report released on the Global Financial Crime and Fraud Management Solutions Market analyzes areas where there is still room for improvement. Regardless of industry, organization size, or geographic location, market research on financial crime and fraud management […]]]>

This press release was originally distributed by SBWire

New Jersey, NJ – (SBWIRE) – 07/27/2022 – The latest report released on the Global Financial Crime and Fraud Management Solutions Market analyzes areas where there is still room for improvement. Regardless of industry, organization size, or geographic location, market research on financial crime and fraud management solutions suggests that advanced technologies play a greater role than never. The assessment provides trends, growth factors and estimates for the global Financial Crime and Fraud Management Solutions market forecast to 2030. Some of the key players profiled are Dell EMC, ACI Worldwide, Experian Information Solutions, Oracle, Fiserv, SAS Institute, Capgemini, NICE, IBM and Polaris FT, etc.

Keep abreast of the latest trends in the global Financial Crime and Fraud Management Solutions Market to maintain a competitive edge by evaluating yourself with open business opportunities in the Crime and Fraud Management Solutions Market segments. financial fraud and in emerging territories.

Access sample pages from the Financial Crime and Fraud Management Solutions Marketplace

The Financial Crime and Fraud Management Solutions Market study completes and examines the disruptive forces and its role, structure in the competitive environment of financial institutions and markets. Financial Crime & Fraud Management Solutions’ transformation on consumer engagement with financial services is reflected on the supply side. Provide additional guidance on how these trends factor into the trajectory of the market; Financial Crime & Fraud Management Solutions scope provides market size and estimates

Product type: on-premises and cloud-based
Main end-use applications: banking, securities, insurance and others

The regional breakdown covers the market size by following countries in Global Outlook:

North America (United States, Canada and Mexico)
Europe (Germany, France, UK, Netherlands, Russia, Italy, Spain and rest of Europe)
Asia-Pacific (China, Japan, Australia, New Zealand, South Korea, India, Southeast Asia and others)
South America (Brazil, Argentina, Colombia, Others)
MEA (Saudi Arabia, United Arab Emirates (UAE), Israel, Egypt, Nigeria, South Africa and Rest of MEA)

Have a query or customizations; Inquire Now @ https://www.htfmarketreport.com/enquiry-before-buy/4116605-2022-2030-report-on-global-financial-crime-fraud-management-solutions-market

New entrants in financial crime and fraud management solutions are primarily focused on the online-only model to reach millennials and increasingly on other sub-segments such as , on-premises and web-based. cloud or technology. Meanwhile, traditional players are also using the same approach to drastically reduce their operational costs. Many players in the profiled list Dell EMC, ACI Worldwide, Experian Information Solutions, Oracle, Fiserv, SAS Institute, Capgemini, NICE, IBM and Polaris FT design and target services that focus on the value chain of management solutions financial crime and fraud, or a particular subset of customers, as consumers are becoming smarter about their options.

In addition, the years considered in the Financial Crime and Fraud Management Solutions market study are as follows:
Historic year – 2016-2020
Reference year – 2021
Forecast period** – 2022 to 2030 [** unless otherwise stated]

What to expect from the Global Financial Crime and Fraud Management Solutions Market report:

– Targeted study on the “Niche” strategy, R&D, patent analysis
– Overview of technology trends
– Implications for customer segments
– Analysis of mergers and acquisitions, joint ventures and technological combinations in the financial crime and fraud management solutions market
– Market share of Top 10 Financial Crime and Fraud Management Solution Companies (2019-2021E) by Region (APAC, Europe, North America, LATAM, MEA)
– Identify growth in emerging economies and business strategies to overcome competition in the Financial Crime and Fraud Management Solutions market

and much more ……….

Get complete access to the Global Financial Crime and Fraud Management Solutions Market Report; Buy Latest Edition Now @: https://www.htfmarketreport.com/buy-now?format=1&report=4116605

Thank you for reading the Financial Crime and Fraud Management Solutions industry research publication; All conclusions, data and information provided in the report are validated and revalidated using reliable sources. The analysts authoring the report have adopted a unique and industry-leading research and analytical approach to an in-depth study of the global Financial Crime and Fraud Management Solutions market.

About the Author:
HTF Market Intelligence Consulting is uniquely positioned to empower and inspire research and advisory services to empower businesses with strategies for growth, delivering services with extraordinary depth and breadth of thought leadership, research, tools, events and experience that help decision-making.

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For more information on this press release, visit: http://www.sbwire.com/press-releases/financial-crime-fraud-management-solutions-market-next-big-thing-major-giants-fiserv -sas-institute-capgemini-1361339.htm

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Hawley and Cruz escape Jan. 6 investigation, have no regrets over role https://atosvictimsgroup.co.uk/hawley-and-cruz-escape-jan-6-investigation-have-no-regrets-over-role/ Wed, 27 Jul 2022 04:11:22 +0000 https://atosvictimsgroup.co.uk/hawley-and-cruz-escape-jan-6-investigation-have-no-regrets-over-role/ WASHINGTON (AP) – The week leading up to the January 6, 2021 attack on the U.S. CapitolMissouri’s Josh Hawley has become the first Republican senator to announce he will oppose certification of the 2020 election. Ted Cruz of Texas came next, enacting his own plan on a flight from Houston to Washington a few days […]]]>

WASHINGTON (AP) – The week leading up to the January 6, 2021 attack on the U.S. CapitolMissouri’s Josh Hawley has become the first Republican senator to announce he will oppose certification of the 2020 election.

Ted Cruz of Texas came next, enacting his own plan on a flight from Houston to Washington a few days before the joint session of Congress to certify the election results.

In all, a dozen GOP senators originally planned to contest Joe Biden’s victory. But unlike their House GOP counterparts who have been subpoenaed for their testimony before the Jan. 6 commission, the Republican senators largely escaped investigation.

Although the committee shared highlights about senators, including Hawley’s raised fist salute to rioters that day – an image etched in history, and now on coffee mugs the senator sells – he made the surprising decision, although pragmatic, not to call senators to testify. Dramatic video showed Hawley sprinting from the Senate Chamber later that day as rioters swarmed.

Amid wider public scrutiny on Jan. 6, senators had to explain their actions on their own terms, and often did so defiantly.

“I don’t regret it,” Hawley said to applause at Turning Point USA’s Student Action Summit in Tampa, Fla., after taking the stage Friday to a standing ovation.

As the committee’s January 6 summer hearings draw to a close, Chairman Bennie Thompson has indicated the group is looking elsewhere. As work continues, the investigation is closing in on the top White House brass and the ousted president’s inner circle.

“We continue to receive new information every day,” Thompson, D-Miss., said last week, announcing the next round of hearings in September. “We are looking for many additional witnesses for testimony.”

The House committee is investigating not only the gruesome attack on the Capitol, but also Trump’s extraordinary efforts to nullify the presidential election by submitting “fake” lists of voters from battleground states to vote for. him, not for Biden, when Congress convened Jan. 6 to tabulate the results of the 2020 presidential election.

Senators could provide information about the preparation for Jan. 6, including any conversations they may have had with Trump and his lawyers who were crafting the plan for fake voters, said Norm Eisen, senior fellow at Brookings and a former top responsible. adviser to the Democrats on the House Judiciary Committee.

In a dramatic screenshot of a text exchange, the committee recounted how a top aide to GOP Sen. Ron Johnson of Wisconsin attempted to deliver a list of fake pro-Trump voters to the vice president. of the time, Mike Pence, when he was. presiding in his ceremonial role of certifying the election. Johnson said he was not involved in that effort.

But after interviewing more than 1,000 witnesses and issuing rare subpoenas to other House lawmakers, Eisen said the panel was trying to preserve its political capital by refusing to compel senators to testify in what would be seen as an unusual challenge from the House to the upper house.

The January 6 committee’s decision to issue subpoenas to House Minority Leader Kevin McCarthy of California and Representatives Jim Jordan of Ohio, Scott Perry of Pennsylvania, Andy Biggs of Arizona and Mo Brooks of Alabama was a show of strength by the nine-member panel. And it came after lengthy deliberations among lawmakers, who for weeks debated whether it was worth taking the unprecedented step of subpoenaing members of their own chamber to further stoke partisan tensions over of the 2021 attack.

“They only have a short time in committee,” Eisen said.

Cruz declined to say Tuesday whether he would have appeared if the Jan. 6 panel had asked for his testimony. Hawley’s office also said it wouldn’t want to address a hypothetical situation.

But in recent conversations, Republicans have maintained their efforts to challenge Biden’s victory.

“This country would have been much better off” if Congress had passed his plan, Cruz told The Associated Press recently.

Cruz had proposed forming a commission to audit voter fraud in disputed states, even though Trump’s own Justice Department said there had been no voter fraud on a scale that could have tipped the courts. 2020 elections. Dozens of court cases alleging fraud had been dismissed or not pursued.

Cruz said he did not recall conversations with Trump ally John Eastman, the conservative lawyer who was the architect of the alternative voters plan. Last month, federal authorities seized Eastman’s phone and issued subpoenas to voters in states across the country allegedly involved in the scheme.

“I struggled for a long time with what was the best approach to take when it came to certification on January 6,” Cruz said. He said he authored the statement alone, which he released with 11 senators, whom he said rushed on the flight back to Washington.

Hawley brushed off questions about the committee’s work and declined last month to comment on Eastman’s plans for alternative voters.

A police officer testified before the committee that Hawley’s raised fist on Jan. 6 “annoyed the crowd” that day, Rep. Elaine Luria, D-Va, said. During last week’s hearing, she viewed the video showing how Hawley “fleed after protesters he helped anger stormed the Capitol.”

Johnson downplayed his aide’s attempt to pass a fake voters list to Pence. The transfer never happened, but the moment showed how well the plan came to fruition. Had he been successful, the electoral votes for Michigan and Wisconsin might have gone to Trump, not Biden, the legitimate winner in those states.

After police cleared the Capitol of rioters that night, seven Republican senators led by Cruz and Hawley stuck with the plan to challenge the election results. Several of the other GOP senators who originally signed on withdrew.

At least one Republican who voted to challenge the election results after the riots, Sen. Tommy Tuberville of Alabama, said Tuesday he would speak to the committee if asked for his testimony,

“I would go,” said Tuberville, who took a phone call from Trump as the senators were whisked away to safety. Tuberville was also among the senators who received a voicemail from Trump attorney Rudy Giuliani that evening, the committee said.

Tuberville said he did not watch the hearings. “There’s nothing, anything, that I’ve seen that can change my mind about anything I’ve voted on,” he said.

___

Associated Press writer Jill Colvin in Tampa, Fla., contributed to this report.

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Mississippi drops lawyer to investigate welfare abuses https://atosvictimsgroup.co.uk/mississippi-drops-lawyer-to-investigate-welfare-abuses/ Mon, 25 Jul 2022 20:40:40 +0000 https://atosvictimsgroup.co.uk/mississippi-drops-lawyer-to-investigate-welfare-abuses/ A former federal prosecutor investigating millions of ill-spent welfare dollars in Mississippi has been taken off the case by the state agency that hired him. The state’s Department of Human Resources will find a new attorney to replace Brad Pigott, a former U.S. attorney hired about a year ago to help recover $77 million in […]]]>

A former federal prosecutor investigating millions of ill-spent welfare dollars in Mississippi has been taken off the case by the state agency that hired him.

The state’s Department of Human Resources will find a new attorney to replace Brad Pigott, a former U.S. attorney hired about a year ago to help recover $77 million in social funds identified by the state auditor .

The decision to remove Pigott as lead counsel in the civil case was first reported by Mississippi Today, a nonprofit digital news operation that has extensively reported on the aid scandal. social. Pigott said he was fired about a week after filing a subpoena for University of Southern Mississippi Athletic Foundation records.

Pigott was looking for records related to $5 million in welfare the college foundation received to build a volleyball stadium, and included communications between the foundation and former Mississippi Governor Phil Bryant.

“All I did, and I believe all that got me fired from representing the department or having anything to do with the litigation, was to try to get the truth out of everything. that,” Pigott told Mississippi Today.

Mississippi state auditor Shad White said the welfare fraud uncovered by his office amounts to the state’s biggest public corruption case in two decades. He criticized the decision to drop Pigott.

“Firing Pigott is a mistake,” White said on Twitter on Saturday. He added: “Pigott has worked well with my office, communicating with us regularly about the status of the case and how we might share information.”

Robert Anderson, executive director of the Department of Social Services, said in a statement that Pigott’s contract expires at the end of July and will not be renewed, media reported.

In a statement, Anderson said Pigott filed “a detailed subpoena” requesting records from the sports foundation “without any prior discussion” with social services officials.

“Lawyers represent clients, and MDHS is the client in this case,” Anderson said. “I hope I don’t need to explain that a lawyer must stay in close communication with his client at all times.”

Earlier this month, U.S. Representative Bennie Thompson, a Democrat from Mississippi, asked the Justice Department to investigate Bryant in the welfare fraud case.

The congressman’s request came after a defendant in the case said in a court document that she directed $1.1 million in welfare to former NFL star Brett Favre under the guidance of from Bryant. The former governor, a Republican, denied the charges.

The allegation was made by Nancy New, who pleaded guilty in April along with her son, Zachary New, to charges of embezzlement of public funds. The mother and son, who ran a nonprofit group and education business in Mississippi, agreed to testify against others.

Favre was not charged with any foul play and returned the money. He said he did not know the money he was receiving came from social funds and denied the auditor’s claims that he had been paid for events he did not attend.

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Charlie Kirk calls higher education a ‘scam’ in new book: Do ‘everything but college’ https://atosvictimsgroup.co.uk/charlie-kirk-calls-higher-education-a-scam-in-new-book-do-everything-but-college/ Mon, 25 Jul 2022 17:07:57 +0000 https://atosvictimsgroup.co.uk/charlie-kirk-calls-higher-education-a-scam-in-new-book-do-everything-but-college/ NEWYou can now listen to Fox News articles! EXCLUSIVE: Turning Point USA founder Charlie Kirk says higher education has “become a scam” and is using his new book to encourage young Americans “absolutely” not to attend a four-year college or university. Kirk, in his new book “The College Scam,” says colleges and universities are filled […]]]>

NEWYou can now listen to Fox News articles!

EXCLUSIVE: Turning Point USA founder Charlie Kirk says higher education has “become a scam” and is using his new book to encourage young Americans “absolutely” not to attend a four-year college or university.

Kirk, in his new book “The College Scam,” says colleges and universities are filled with “far-left professors” who use their classrooms to “impose anti-American and progressive ideologies on students.”

“The premise of the book is that, you know, regardless of where you live, whether you’re a parent or a grandparent or a student, there has to be consensus that higher education has become a scam,” Kirk told Fox. News Monday.

When asked about Kirk telling young Americans not to pursue a University diploma, he said, “Yes, absolutely.”

CONSERVATIVE GROUP LAUNCHES ‘DIVESTU’ TO STREAM DONATIONS AWAY FROM LIBERAL COLLEGES

“Anything but college,” Kirk told Fox News, encouraging young Americans to become entrepreneurs and “start a business.”

Winning Team Publishing publishes Charlie Kirk’s new book, “College Scam”, which will be available from July 26th.
(winning team edition)

“Maybe go to community college or technical school, take a year off, find a business owner who is in the profession you might be interested in and apply for a job, go apply for an unpaid internship,” Kirk said. . .

“You know, something that’s so lacking when I talk to employers is hunger and desire,” Kirk said. “What is this piece of paper really going to do for you?”

“I would say, quite frankly, that maybe if you want to be a doctor or a lawyer or an accountant or an engineer – which, by the way, is a huge minority of people who go to college – maybe you should- you go to college but pick the right one,” Kirk continued. “But the vast majority of kids, the vast majority of kids going to college, shouldn’t be there at all.”

When asked how these young people could get jobs without a college degree, Kirk said it was an “outdated resume review process.”

“The worst thing you can do is borrow money up front when you’re not really sure what kind of skill you want to learn,” Kirk said. “And the other thing is that a large majority of Fortune 11 companies have said that kids coming out of college, their vocabulary skills, their writing, their work ethic are so bad that college degree doesn’t mean almost nothing.

Charlie Kirk speaks onstage at Politicon 2018 at the Los Angeles Convention Center on October 20, 2018, in Los Angeles, California.  (Photo by Michael S. Schwartz/Getty Images)

Charlie Kirk speaks onstage at Politicon 2018 at the Los Angeles Convention Center on October 20, 2018, in Los Angeles, California. (Photo by Michael S. Schwartz/Getty Images)

“And so I say to the kids that, listen, if you think you need the piece of paper and all the debt that comes with it to get the job, so be it,” Kirk continued. “But I believe there’s a huge sea change, and that’s part of what this book is trying to accomplish.”

Kirk acknowledged that there is a “people screening process you need the piece of paper to get through the door”.

“I’m trying to change that and make people think about it, and studies also show that the degree people got doesn’t even match the job they end up getting,” Kirk said.

Kirk said he wrote his book in a “rather unique” way to “present the facts in the form of a 10-count indictment, as if I were a prosecutor trying to indict colleges before you – the jury”.

TRUMP DOMINATES 2024 GOP PRESIDENTIAL NOMINATION STRAW POLL AT TURNING POINT USA SUMMIT

“I leave the choice up to the reader at the very end,” Kirk said. “I’m saying, give me the opportunity as the prosecutor, men and women of the jury, to lay out the case, and I think we have a pretty compelling way of doing it.”

In the book, Kirk accuses the university industry of “fraud”, claiming that “colleges don’t teach anymore”.

Kirk is the founder and president of Turning Point USA, a national student movement dedicated to identifying, organizing, and empowering young people to promote the principles of free markets and limited government.

Kirk used TPUSA to try to reform college campuses across the country.

He says his new book, however, is a “mix of both” reform and an effort to change the way young people think about their careers after high school.

“I’m not going to stop the fight to try to reform these campuses. I know that a massive shutdown of college campuses isn’t going to happen anytime soon, as desperately as it needs to be,” Kirk said. “But the best way to change something is to get the consumer to start challenging it – to say, ‘I don’t need this. That’s not what is needed. “”

CLICK HERE TO GET THE FOX NEWS APP

He added, “And that’s something I hope the book will eventually accomplish.”

“College Scam” is Winning Team Publishing’s second book since its launch last year – the first was former President Trump’s coffee table book, “Our Journey Together”.

“College Scam” releases July 26 and is available on www.collegescam.com.

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Fake NHS scam discovered by police as Covid numbers rise https://atosvictimsgroup.co.uk/fake-nhs-scam-discovered-by-police-as-covid-numbers-rise/ Sun, 24 Jul 2022 11:07:41 +0000 https://atosvictimsgroup.co.uk/fake-nhs-scam-discovered-by-police-as-covid-numbers-rise/ Thames Valley Police are issuing a warning after a rise in Covid scams were discovered in people’s inboxes. Due to a spike in cases of the Omicron variant, more and more people in Berkshire have sought out test kits which are sometimes not readily available in some cases. The scammers sent test messages posing as […]]]>

Thames Valley Police are issuing a warning after a rise in Covid scams were discovered in people’s inboxes.

Due to a spike in cases of the Omicron variant, more and more people in Berkshire have sought out test kits which are sometimes not readily available in some cases.

The scammers sent test messages posing as the NHS asking you to order a test kit.

This link which will supposedly take you to the NHS website to order a test kit, could download adware or spyware to your device.

READ MORE: Four suspected drug dealers charged with possession of Class A drugs

The dubious URL is from a particular number claiming to be a tracing notification according to Which!.

Who ! The website said: “The text message pretends to be a tracing notification and tells you that you have been exposed to the Omicron variant Covid-19 and need to be tested.

“Reports of this scam show that the message originated from 07874269207, 07874285262 and 07874284325.

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A Maidenhead TVP officer said: “There is now a much easier way to tell us about scams directly with our scam sharing tool. Tell us about your experiences with phishing emails, fake text messages, cold calls and other types of fraud. »

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Trump’s 2020 voter fraud allegations receive rare standing ovation at Republican Youth Summit https://atosvictimsgroup.co.uk/trumps-2020-voter-fraud-allegations-receive-rare-standing-ovation-at-republican-youth-summit/ Sun, 24 Jul 2022 01:51:32 +0000 https://atosvictimsgroup.co.uk/trumps-2020-voter-fraud-allegations-receive-rare-standing-ovation-at-republican-youth-summit/ Donald Trump’s claims that the 2020 presidential election was rigged received a standing ovation from a crowd of young conservatives in Tampa on Friday night. At another point, he called the global climate crisis a “hoax” that needed to be “defeated” by Republicans. After arriving more than an hour late for his scheduled appearance at […]]]>

Donald Trump’s claims that the 2020 presidential election was rigged received a standing ovation from a crowd of young conservatives in Tampa on Friday night.

At another point, he called the global climate crisis a “hoax” that needed to be “defeated” by Republicans.

After arriving more than an hour late for his scheduled appearance at Turning Point USA’s Student Action Summit, the former president delivered an hour-and-a-half-long speech in which he raged against the Biden administration, the Democrats’ agenda, the border crisis — and dropped more clues he could execute to change that in 2024.

“Our country has never been in a situation like this. The election was stolen, it was rigged,” the former president said in his speech, sponsored by Turning Point Action.

“I raced twice, won twice and did much better the second time than the first.”

The Tampa Convention Center audience erupted in cheers — a departure from the lackluster reception its complaints about the 2020 race have received at recent campaign rallies.

And dropping another hint about his 2024 ambitions, Trump added: “And now we may have to start over.”

Audience members burst into chants of “Take It Back” as the ex-president watched approvingly.

Trump’s message of voter fraud resonating with young voices would be a significant shift from warnings from establishment Republicans that voters aren’t interested in reviving the past.

Donald Trump took the stage at the Turning Point Student Action Summit more than an hour after his scheduled appearance

He then gave a 90-minute long speech less than 24 hours after organizing a rally in Arizona

He then gave a 90-minute long speech less than 24 hours after organizing a rally in Arizona

The crowd of young conservatives were electrified by the former president and even applauded his 2020 election fraud allegations

The crowd of young conservatives were electrified by the former president and even applauded his 2020 election fraud allegations

In another White House tease towards the end of his speech, Trump said: ‘If I agreed to remain silent, if I stayed home, if I announced that I was not going to run for office , the persecution of Donald Trump would be stopped. ‘

“But that’s what they want me to do – and you know what, there’s no way I’m going to do that,” he added.

The former president’s son, Donald Trump Jr., opened for his father in his first public address since the death of his mother, Ivana Trump, just days ago.

“If I’m like low-energy Jeb, I hope you forgive me and let it go this time around,” Don Jr. told supporters, referring to 2016 Republican presidential candidate Jeb Bush. .

But he was still at Saturday night’s event, he said, “because I know it’s important and I know my mom would want me here.”

His speech and that of his father were sponsored by Turning Point Action.

Meanwhile, the battle lines for the 2024 election cycle appear to have been drawn at the multi-day Republican student event.

The multi-day event drew teenage and young adult Republicans from across the country

The multi-day event drew teenage and young adult Republicans from across the country

The day before Trump’s speech, Florida Governor Ron DeSantis delivered a campaign-style speech to a cheering audience on the first day of the summit on Friday.

Despite insisting he’s focused on his 2022 re-election in Florida, DeSantis hasn’t ruled out facing Trump in a surely contentious GOP presidential primary — which would have infuriated the former president, according to Politico.

DeSantis turned to the Biden administration and scoffed at the president’s COVID-19 diagnosis, wishing the country “a very speedy Joe Biden recovery.”

He also touted his ‘leadership’ on education and his public battle with Disney, while firing California Governor Gavin Newsom – who is widely seen as a 2024 Democratic hopeful if Biden doesn’t run.

The popular Republican governor made no mention of Trump during his 30-minute speech.

Other potential 2024 GOP hopefuls who spoke at the event were Missouri Sen. Josh Hawley and Texas Sen. Ted Cruz.

Trump’s appearance in Tampa comes after receiving rare jeers from his rally crowd in Arizona on Friday night – prompting the confused ex-president to ask: ‘But you like me, don’t you?’

DeSantis' speech on Friday night oscillated between a national political message and extolling his achievements in Florida

DeSantis’ speech on Friday night oscillated between a national political message and extolling his achievements in Florida

His otherwise adoring audience booed when Trump mentioned his recent endorsement of House GOP hopeful Eli Crane, who is running for Arizona’s 2nd congressional district despite apparently having no connection to the State.

It was Trump’s second rally in Arizona this year, held on behalf of gubernatorial candidate Kari Lake and Senate candidate Blake Masters.

During the rally, Trump also raged against the House Jan. 6 committee, which wrapped up its latest in a series of eight hearings on Thursday — though his vice chair Liz Cheney promised others would come to the meeting. ‘fall.

“A friend of mine recently said that I was the most persecuted person in the history of our country,” he said. “I thought about it and felt, you know, he could very well be right.”

The panel’s eighth hearing unveiled new information about what the former president did in the 187 minutes between when he urged his supporters to march on the US Capitol at his ‘Stop the Steal’ rally and when where he told them to go home.

Lawmakers contrasted images of Trump watching the violence unfold from the White House dining room and then-Vice President Mike Pence being rushed by his security detail, narrowly missing the rioters.

It also included audio from an unnamed White House security official who said Secret Service agents protecting Pence ‘began to fear for their own lives’ and even called the family to say goodbye. .

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Baltimore District Attorney Marilyn Mosby defeated in primary https://atosvictimsgroup.co.uk/baltimore-district-attorney-marilyn-mosby-defeated-in-primary/ Fri, 22 Jul 2022 23:04:14 +0000 https://atosvictimsgroup.co.uk/baltimore-district-attorney-marilyn-mosby-defeated-in-primary/ A woke Baltimore prosecutor who aligned himself with criminal justice reformers but ended up facing a million-dollar perjury trial for COVID fraud has lost the Democratic primary to keep his job. Two-term holder Marilyn Mosby lost the race to defense attorney Ivan Bates, who is likely to become the city’s next prosecutor after pledging to […]]]>

A woke Baltimore prosecutor who aligned himself with criminal justice reformers but ended up facing a million-dollar perjury trial for COVID fraud has lost the Democratic primary to keep his job.

Two-term holder Marilyn Mosby lost the race to defense attorney Ivan Bates, who is likely to become the city’s next prosecutor after pledging to curb rising crime rates.

Mosby was charged earlier this year with two counts of perjury and misrepresentation on a loan application to purchase a home in Kissimmee, Florida, and a condominium in LongBoat Key, Florida. , for an amount of 1.02 million dollars.

The indictment accuses Mosby of falsely stating that the COVID-19 pandemic had hurt her finances so she could withdraw $90,000 from her city retirement account. Mosby’s gross salary in 2020 was over $247,000 and was never reduced, according to the indictment.

She pleaded not guilty to the charges and suggested she was only politically targeted because she was “woke and black”.

Baltimore District Attorney Marilyn Mosby lost her re-election bid after defense attorney Ivan Bates beat her in the Democratic primaries

Bates (above) is likely to become the city's next prosecutor, as he has pledged to curb rising crime rates.  He will face an unaffiliated candidate in November

Bates (above) is likely to become the city’s next prosecutor, as he has pledged to curb rising crime rates. He will face an unaffiliated candidate in November

Mosby said she conceded to Bate on Saturday morning and there would be a smoother power transition.  It comes after she was indicted earlier this year on two counts of perjury and misrepresentation on a loan application to purchase a home and condo.

Mosby said she conceded to Bate on Saturday morning and there would be a smoother power transition. It comes after she was indicted earlier this year on two counts of perjury and misrepresentation on a loan application to purchase a home and condo.

Mosby, 41, said she conceded on Saturday morning and her office was “fully prepared to facilitate a smooth and orderly transition into the new administration.”

Mosby rose to national prominence in 2015 when she pursued criminal charges against six police officers in the death of Freddie Gray, a black man who suffered a spinal injury after police handcuffed, shackled and placed him head first in a van.

His death sparked riots and protests, and none of the officers involved have been convicted.

Mosby has presented herself as a leader in police reform, but in January she faced legal scrutiny for allegedly falsifying financial figures to qualify for COVID-19 relief loans. 19 to buy a $913,000 house in Kissimmee and a $732,000 condo in LongBoat Key.

She was accused of falsely claiming she was facing COVID-related financial problems to use her city’s retirement fund to help her buy the Kissimmee property, which she then allegedly claimed as her residence. secondary in order to obtain a lower interest rate.

She condemned the allegations as a “racist witch hunt” and called for the case to be thrown out, accusing federal prosecutors of having a personal vendetta against her, saying one of the legal eagles even spread rumors according to which she allegedly cheated on her husband.

Prosecutors said Mosby falsely claimed she was facing COVID-related financial problems to use her city's retirement fund to help her buy property in Kissimmee.  She was also accused of pretending that this house was a second home in order to obtain a lower interest rate.

Prosecutors said Mosby falsely claimed she was facing COVID-related financial problems to use her city’s retirement fund to help her buy property in Kissimmee. She was also accused of pretending that this house was a second home in order to obtain a lower interest rate.

Pictured: The $732,000 condo in Longboat Key, Florida, bought by Mosby

Pictured: The $732,000 condo in Longboat Key, Florida, bought by Mosby

Mosby has denied any wrongdoing regarding the purchases and said the charges she faces are all part of a

Mosby has denied any wrongdoing regarding the purchases and claimed the charges she faces were all part of a “racist witch hunt” targeting the woke DA.

Baltimore is heavily Democratic and there is no Republican candidate in the race for Attorney General.

Bates will face Roya Hanna, an unaffiliated candidate, in the November general election.

Bates, who is managing partner of the Baltimore law firm Bates and Garcia, worked as a Baltimore prosecutor from 1996 to 2002 before becoming a defense attorney.

He campaigned on his experience, stressing that the city needed a change of direction with ethical, transparent and effective prosecutions.

Bates also beat Thiru Vignarajah, a former assistant attorney general.

“Today Baltimore decided it was time for a change,” Bates wrote on Twitter. “A huge thank you to all my supporters.

“I recognize that the work of helping to build a safer Baltimore is a huge challenge. I am ready to lead – and work with collaborators on all sides to help make this a reality.

Violent crime has been particularly salient in Baltimore in recent years. There have been over 300 homicides in each of the past seven years.

Earlier this year, Maryland’s largest city had its deadliest January in nearly half a century with 36 homicides.

It took until Friday to call Bates’ Democratic primary as margins were tighter and more mail-in ballots were cast in the race.

The election took place on Tuesday. Maryland law prohibits counties from opening mail-in ballots until the Thursday following Election Day.

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Sanctions enforcement in the UK and EU – growing attention | Allen & Overy LLP https://atosvictimsgroup.co.uk/sanctions-enforcement-in-the-uk-and-eu-growing-attention-allen-overy-llp/ Fri, 22 Jul 2022 17:11:40 +0000 https://atosvictimsgroup.co.uk/sanctions-enforcement-in-the-uk-and-eu-growing-attention-allen-overy-llp/ Taken together, these announcements represent renewed interest in maximizing the effectiveness of the UK and EU sanctions regimes, in particular the new sanctions measures imposed in response to the invasion of Ukraine by the Russia. This app update covers: the red alert issued by the UK National Crime Agency and the Office of Financial Sanctions […]]]>

Taken together, these announcements represent renewed interest in maximizing the effectiveness of the UK and EU sanctions regimes, in particular the new sanctions measures imposed in response to the invasion of Ukraine by the Russia.

This app update covers:

  • the red alert issued by the UK National Crime Agency and the Office of Financial Sanctions Implementation;
  • the EU Council’s proposal to make breaches of EU sanctions an “EU crime”; and
  • the statement of the European Securities and Markets Authority on the supervision of prospectuses in the context of EU financial sanctions against Russia.

These developments come on top of other measures recently announced by the UK and EU, as well as numerous changes to substantive UK and EU sanctions against Russia. Collectively, these changes are indicative of how seriously UK and EU authorities are taking compliance sanctions at this time.

UK red alert

On July 12, 2022, the UK National Crime Agency and the Office of Financial Sanctions Implementation (OFSI), among others, issued a Red Alert: Financial Sanctions Evasion Typologies: Russian Elites and Enablers (The Red Alert). This defines various sanctions circumvention indicators, some of which are:

  • changes in ownership of a holding company to reduce holdings below the 50% threshold shortly before or after sanctions designations;
  • multiple beneficial ownership changes synchronized with new sanctions designations;
  • movement of assets previously associated with the nominee, by family members or otherwise on their behalf, such as the sale of high-value assets, where funds are then disbursed overseas through secrecy jurisdictions; and
  • the use of fiduciary arrangements or complex corporate structures involving offshore companies, the circumstances of the transfers calling into question whether the original owner retains indirect control or can otherwise derive a benefit from the transferred assets.

The red alert also makes various recommendations to companies doing business in the UK to ensure that they do not, inadvertently or otherwise, breach UK financial sanctions. These include:

  • document arm’s length transactions and seek advice from the OFSI if in doubt, rather than taking a transaction at face value; and
  • undertake appropriate due diligence with respect to the source of funds, including increased due diligence for high risk clients and complex corporate structures.

Indeed, the Red Alert notes that a failure to undertake proper due diligence, for example by being willfully blind to the source of funds or fortune checks, will be considered a red flag for complicity and a violation and/or circumvention violation.

As we have previously indicated, given the UK government‘s new ability to impose civil monetary penalties on the basis of strict civil liability, the red alert further underlines the need for companies to review and improve their sanctions compliance frameworks and efforts.

The red alert comes on top of a recent enforcement action involving Johnson Matthey’s UAE-based subsidiary, Tracerco, which provides measurement products and services to the oil and gas industry. In response to Tracerco making payments totaling approximately GBP 3,000 for tickets on flights operated by Syrian Arab Airlines, a UK asset freeze target, the OFSI imposed a fine of GBP 15,000 on Tracerco. This penalty included a 50% reduction in recognition of Tracerco’s voluntary disclosure of these payments.

This is a timely reminder to non-financial services companies that they also need to be aware of the risks of financial sanctions across their business portfolios.

EU Council proposal to make violation of EU sanctions an “EU crime”

As a reminder, the application of EU sanctions is the responsibility of each Member State. In particular, the Treaty on the Functioning of the European Union (TFEU) does not currently provide for the establishment of minimum rules regarding the interpretation and sanctioning of breaches of EU sanctions, as such breaches are currently not listed not on the list of The “EU crimes” referred to in Article 83(1) TFEU (i.e. terrorism, trafficking in human beings, sexual exploitation of women and minors, trafficking in drugs, arms trafficking, money laundering and corruption, counterfeiting, computer crime and organized crime).

Competent authorities in each Member State may therefore adopt, and often do, different interpretations of certain provisions of the various EU sanctions regimes (e.g. how the phrase “acting on behalf of or at the direction of” should be interpreted ). Penalties for violating EU sanctions are also not uniform across member states. This creates a risk of sanctions being circumvented by recourse to jurisdictions with weak enforcement.

To address this risk, the European Council issued a draft Council Decision 10287/1/2022 on 30 June 2022, which sought to add breaches of EU sanctions to the list of “EU crimes “established in Article 83(1) of the TFEU. The European Parliament gave its consent to the draft Council decision on 7 July 2022.

If this decision is now formally adopted unanimously by the Council, it will then allow the adoption of a directive establishing minimum rules concerning the interpretation and sanctions applicable to breaches of EU sanctions. While the actual enforcement of EU sanctions will remain the responsibility of each Member State, this will set a benchmark for Member States’ legislation in this area.

ESMA Statement on Prospectus Oversight under EU Sanctions on Russia

In addition, on July 7, 2022, the European Securities and Markets Authority (ESMA), the EU securities market regulator, issued a statement alerting stakeholders to the need to ensure compliance with EU sanctions when submitting prospectus for approval.

Specifically, ESMA pointed out that breaches of EU sanctions may provide sufficient legal basis for a submission to be rejected, and that issuers should be prepared to respond to questions and requests for additional documentation regarding areas and parties subject to EU sanctions. These questions and requests for additional information can be made when the prospectus is first submitted, as well as at any time during the review process. Issuers may also be asked to provide written confirmation that no violation of EU sanctions is taking place.

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